America's Furniture Store Springfield
3203 East Sangamon Avenue, Springfield, IL, 62702
Mattress stores with financing in Springfield, IL
4 showrooms in Springfield that advertise financing or a payment plan on their own website — Acima, Snap, Progressive, Katapult and similar, or their own in-house terms.
Based on reading each shop’s own website. Others in Springfield may offer financing without advertising it online — it is always worth asking. See all mattress stores in Springfield.
Just Beds
3120 Montvale Drive, Springfield, IL, 62704
Just Beds Inc.
3120 Montvale Drive, Springfield, IL, 62704
Springfield BoxDrop Mattress & Furniture Direct
3025 South Dirksen Parkway, Springfield, IL, 62703
What financing at a local shop usually means
Most independent mattress shops work with a third party — Acima, Snap, Progressive or Katapult are the common ones — rather than lending themselves. Approval is usually quick and often does not need good credit, but the total you pay can be well above the ticket price if you run the full term. Ask for the payoff figure at 90 days and the figure at the end, and compare the two before you sign.