Furniture Gallery by Mattress Mike
3845 State Street, Santa Barbara, CA, 93105
Mattress stores with financing in Santa Barbara, CA
3 showrooms in Santa Barbara that advertise financing or a payment plan on their own website — Acima, Snap, Progressive, Katapult and similar, or their own in-house terms.
Based on reading each shop’s own website. Others in Santa Barbara may offer financing without advertising it online — it is always worth asking. See all mattress stores in Santa Barbara.
Furniture Gallery by Mattress Mike
3845 State Street, Santa Barbara, CA, 93105
Santa Barbara County Sleep Shoppes & Design Center
3609 State Street, Santa Barbara, CA, 93105
What financing at a local shop usually means
Most independent mattress shops work with a third party — Acima, Snap, Progressive or Katapult are the common ones — rather than lending themselves. Approval is usually quick and often does not need good credit, but the total you pay can be well above the ticket price if you run the full term. Ask for the payoff figure at 90 days and the figure at the end, and compare the two before you sign.